Get Answers To Your Questions
If you have been injured at work, you may have a lot of questions. It can be difficult to get answers to these questions, because you may not feel like you can ask your employer. At Garrett Law our team is devoted to helping clients with their personal injury and workers’ compensation needs. Our founder spent the early part of his career working on behalf of companies in workers’ compensation disputes before changing focus to helping the injured. This means that our team is particularly able to answer your questions about what to expect. Below are a few of our frequently asked questions.
How do I know if I will get workers’ comp benefits?
There are two conditions that must be met for you to be qualified for workers’ compensation benefits if you receive a workplace injury. You must be classified as an employee rather than as a contractor or freelancer, and your employer must carry a workers’ compensation insurance policy. The vast majority of employers do carry these policies, as most are required by law. Whether or not your employer has a policy should be posted in a public area at your workplace.
Can I go to my own doctor?
In New Mexico, this depends on your employer. They may allow you to see your own doctor after a work accident, or they may choose one for you. If you are injured at work, you should ask your employer about this as soon as possible.
Do I have to accept their first offer?
You never have to accept an offer from an insurance adjuster. In some cases, the insurance companies offer an initial lowball settlement amount to see if they can close the case easily, but will up the amount if your lawyer talks to them. This is a benefit of hiring an attorney promptly rather than trying to handle it yourself: your lawyer will be able to evaluate offers from the insurance company and tell you if they are legitimate.
The insurance company said I don’t have a case. What do I do?
This may or may not be true. Sometimes, insurance adjusters will try to convince you that you do not have a case to get you to drop it. This is another instance in which an attorney can help you, by telling you if they are being honest or not.
Talk To A Lawyer About Your Situation Today
No matter the specifics of your case, an attorney can offer insight that you may not be able to get on your own. To discuss your case with a member of our team, call our Albuquerque office today at 505-633-8837. You have nothing to lose: the meeting is free, and if you hire us, you do not pay anything unless we win for you.